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Headland National Bank has a full service Mortgage Department
ready to help make your dreams of homeownership a reality. We
offer loans to Purchase or Refinance your home, Home Equity Loans,
Construction Loans, and Lot Loans. We have a complete line of
mortgages to fit any need.
The Mortgage Office is conveniently located at our 431 Branch,
18057 U.S. Highway 431 South in Headland. The mailing address is:
P.O. Box 157, Headland, AL 36345.
| Mortgage Department Staff
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Whatever your mortgage needs are, our staff is ready to assist
you.
Melody Gamble Hendrix
Mortgage Loan Officer
334-693-3352 Phone
866-693-3352 Toll Free
334-693-0793 Fax
melody@headlandnational.com
Victoria Lamberth
Loan Processor
334-693-3352 Phone
866-693-3352 Toll Free
334-693-0793 Fax
victoria@headlandnational.com
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| What You Will Need |
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To simplify the process, the following are some of the items
that you will need when you apply for a mortgage loan:
- W2s for the past two years.
- Most current pay stub(s) for each borrower.
- Most recent two months’ bank statements on all
checking, savings, 401k and investment accounts listed
on our application.
- If self-employed or commissioned income:
Complete federal tax returns for the past two years,
business and personal, to include W2s and most recent
profit and loss statement.
- Refinance: Copy of deed or survey.
- New Construction: One complete set of plans
and specs, copy of recorded warranty deed, cost estimate
from builder.
- Appraisal Fee – Conventional & FHA: $350.00, VA:
$375.00.
Additional information may be needed during the
processing of your application.
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