Checking Accounts
Headland National Bank offers a variety of checking accounts to suit your individual banking needs.

• Regular Checking
• First Flight Club
• Senior Citizen First Flight Club
• Student Checking
• Traditional Senior Citizen Checking
• Negotiable Order of Withdrawal (NOW) Checking
• Money Market Deposit Account (MMDA)

Regular Checking

Minimum opening deposit $100.00 Unlimited check writing $500.00 minimum daily balance required to avoid a monthly service charge of $6.00

First Flight Club

Minimum opening deposit $100.00 Two orders of printed checks per year at no charge Accidental death insurance policy up to $100,000.00 Unlimited check writing No minimum monthly balance required No charge for first year of safe deposit box rent (security deposit required) Credit card protection Please contact us for other benefits $8.00 per month service charge

Senior Citizen First Flight Club

Designed for customers age 55 or older Minimum opening deposit $100.00 Two orders of printed checks per year at no charge Accidental death insurance policy up to $100,000.00 Unlimited check writing No minimum monthly balance required No charge for first year of safe deposit box rent (security deposit required) Credit card protection Please contact us for other benefits $3.55 per month service charge

Student Checking

Designed for students up to age 22 Minimum opening deposit $100.00 First order of printed checks at no charge No minimum balance to maintain Unlimited check writing No monthly service charge

Traditional Senior Citizen Checking

Designed for customers age 55 or older Minimum opening deposit $100.00 One order of printed checks per year at no charge Unlimited check writing privileges No minimum balance to maintain No monthly service charge

Negotiable Order of Withdrawal (NOW) Checking

Minimum opening deposit $1,000.00 Earn interest on your checking account Unlimited check writing $1,000.00 minimum daily balance required to avoid a $10.00 monthly service charge

Money Market Deposit Account (MMDA)

Minimum opening deposit $1,000.00 Earns interest Checks must be $500.00 or more Transactions limited to six transfers per statement cycle with no more than three by check, draft or similar order to third parties Minimum daily balance of $1,000.00 to avoid a monthly service charge of $10.00